ARzPaya Crypto Exchange Feature Checker
Supported Coins
ARzPaya supports over 15 major cryptocurrencies including BTC, ETH, USDT, and others.
KYC Requirements
Only required for IRR deposits/withdrawals; USDT trading is KYC-free.
Fiat Integration
Shetab network integration allows seamless IRR deposits and withdrawals.
Security Status
2FA and SSL encryption in place but lacks public cold-storage details.
Exchange Comparison
| Feature | ARzPaya | ARZICOIN | Bitpin |
|---|---|---|---|
| Supported Coins | 15+ | ~10 | 12 |
| Fiat Integration | Shetab IRR | Limited IRR | Bank card |
| KYC Requirement | Only for IRR | Full KYC | Full KYC |
| Mobile App | Android | iOS & Android | Android |
| International Restrictions | NoOnes Listed | Similar Risk | High-Risk |
Estimated Trading Fee
Looking for a deep dive into Iran’s biggest crypto marketplace? This review breaks down what ARzPaya actually offers, how safe it is, what you’ll pay, and whether it’s worth your time.
Key Takeaways
- ARzPaya claims millions of users and supports 15+ major coins, but real‑world volume data is scarce.
- Trading Tether (USDT) is instant and fee‑light; fiat (IRR) moves require full KYC.
- Security relies on proprietary wallets and 24‑hour support, yet the platform sits on international sanctions lists.
- Educational resources are extensive, making it beginner‑friendly.
- Overall, ARzPaya works for Iran‑based traders who accept regulatory risk, but it’s not ideal for global users seeking unrestricted transfers.
What Is ARzPaya?
ARzPaya is a cryptocurrency exchange based in Iran that markets itself as the country’s largest digital‑asset marketplace. It operates via a web portal (arzpaya.com) and a mobile app on Google Play, offering spot trading for Bitcoin, Ethereum, Chainlink, Rune, Cardano, BNB, SHIB and several other tokens.
Supported Coins & Wallet Structure
The platform provides a dedicated wallet for each listed coin. When you deposit a coin, it lands in its own wallet that you can keep on‑site or withdraw to an external address 24/7. This segregation helps users track balances per asset, but the wallets are hosted by ARzPaya rather than a hardware solution.
Key assets include:
- Bitcoin (BTC) - the flagship store of value.
- Ethereum (ETH) - for DeFi and smart‑contract exposure.
- Tether (USDT) - the primary stablecoin used for rapid trading.
How Deposits & Withdrawals Work
ARzPaya uses a dual‑tier system. Users can trade USDT without identity verification, but moving Iranian Rial (IRR) in or out of the platform requires completing KYC and linking a bank card that works with the Shetab network, Iran’s inter‑bank payment system. Deposits via Shetab are processed within minutes, while crypto withdrawals hit the blockchain at the usual network speed.
Fees & Trading Costs
Exact fee tables are not published on the public site, but community reports suggest a maker‑taker model with rates around 0.15%-0.20% per trade for major pairs. Tether trades are often fee‑free or carry a negligible spread, making ARzPaya attractive for high‑frequency IRR‑USDT arbitrage. Fiat deposits and withdrawals via Shetab may incur a flat 5,000IRR charge, roughly $0.01, which is minimal.
Security & Regulatory Landscape
Security measures include two‑factor authentication (2FA), SSL‑encrypted connections, and cold‑storage for a portion of user funds. However, the exchange sits on sanction‑related blacklists such as NoOnes, a peer‑to‑peer platform that blocks transfers to ARzPaya wallets due to compliance concerns. This means you cannot move assets from ARzPaya to many international services without risking account limitations.
Iran’s legal stance on crypto is ambiguous: digital assets are permitted for investment but banned as legal tender. The government monitors exchanges through the Central Bank, and any breach of anti‑money‑laundering (AML) rules can lead to sudden freezes. ARzPaya’s integration with the Shetab network indicates a level of domestic approval, yet the lack of clear licensing adds a layer of uncertainty.
User Experience & Education
The platform offers two interfaces:
- Simple mode - a clean chart, one‑click buying, ideal for newcomers.
- Professional mode - advanced order types (limit, stop‑limit) and deeper charting tools.
Beyond trading, ARzPaya runs an online magazine packed with articles on blockchain basics, Proof of Stake (PoS) concepts, and risk management. This educational focus helps users unfamiliar with crypto get up to speed before they commit real funds.
How ARzPaya Stacks Up Against Local Competitors
| Feature | ARzPaya | ARZICOIN | Bitpin |
|---|---|---|---|
| Supported Coins | 15+ (incl. BTC, ETH, USDT) | ~10 (no USDT) | 12 (incl. BTC, ETH) |
| Fiat Integration | Shetab IRR deposits/withdrawals | Limited IRR, no KYC‑free USDT | Bank‑card only, higher fees |
| KYC Requirement | Only for IRR moves | Full KYC for all trades | Full KYC for all trades |
| Mobile App | Google Play (Android) | iOS & Android | Android only |
| International Restrictions | Listed by NoOnes, sanctions risk | Similar restriction level | Less visibility, but still high‑risk |
Pros & Cons
- Pros
- Wide range of assets, especially USDT for fast trades.
- KYC‑free entry for stablecoin trading.
- Educational magazine helps beginners.
- Integration with Shetab makes IRR deposits straightforward.
- Cons
- International sanctions limit fund movement beyond Iran.
- Transparency on trading volume and fee schedule is low.
- Security relies on proprietary wallets; no cold‑storage guarantee disclosed.
- Regulatory environment remains unpredictable.
Verdict: Should You Trade on ARzPaya?
If you live in Iran, need a platform that accepts Shetab cards, and your main goal is to swap IRR for USDT or major coins, ARzPaya offers a functional, user‑friendly experience. The educational content and dual‑mode UI lower the barrier for newbies. However, if you plan to move large sums internationally, or you require a fully regulated exchange with audited reserves, the sanctions risk and lack of clear compliance make ARzPaya a questionable choice.
Bottom line: ARzPaya crypto exchange review shows a solid domestic player with clear strengths for Iranian traders, but its international limitations mean it’s best kept as a regional gateway rather than a global hub.
Frequently Asked Questions
Is ARzPaya safe for storing large amounts of crypto?
The exchange uses 2FA and SSL encryption, but it does not publicly disclose the proportion of funds kept in cold storage. For large holdings, it’s advisable to move assets to a personal hardware wallet after trading.
Can I trade without completing KYC?
Yes, you can trade USDT and other listed coins without KYC. However, any IRR deposit or withdrawal will trigger a mandatory identity verification step.
Why is ARzPaya on the NoOnes restricted list?
NoOnes blocks ARzPaya because the exchange operates under Iranian jurisdiction, which faces U.S. sanctions and AML concerns. The restriction means users cannot move funds from ARzPaya to NoOnes wallets without risking account suspension.
What fees will I pay for a USDT‑to‑BTC trade?
Community reports suggest a maker‑taker fee of roughly 0.15%-0.20% per trade. The exchange may also apply a small spread on the quoted price, so the effective cost can be a bit higher.
How do I withdraw my funds to an external wallet?
Log into the web or mobile app, go to the “Wallet” section, select the coin, click “Withdraw”, paste the external address, and confirm with 2FA. Withdrawals are processed 24hours a day; blockchain confirmation time depends on network load.
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