
ARzPaya Crypto Exchange Feature Checker
Supported Coins
ARzPaya supports over 15 major cryptocurrencies including BTC, ETH, USDT, and others.
KYC Requirements
Only required for IRR deposits/withdrawals; USDT trading is KYC-free.
Fiat Integration
Shetab network integration allows seamless IRR deposits and withdrawals.
Security Status
2FA and SSL encryption in place but lacks public cold-storage details.
Exchange Comparison
Feature | ARzPaya | ARZICOIN | Bitpin |
---|---|---|---|
Supported Coins | 15+ | ~10 | 12 |
Fiat Integration | Shetab IRR | Limited IRR | Bank card |
KYC Requirement | Only for IRR | Full KYC | Full KYC |
Mobile App | Android | iOS & Android | Android |
International Restrictions | NoOnes Listed | Similar Risk | High-Risk |
Estimated Trading Fee
Looking for a deep dive into Iran’s biggest crypto marketplace? This review breaks down what ARzPaya actually offers, how safe it is, what you’ll pay, and whether it’s worth your time.
Key Takeaways
- ARzPaya claims millions of users and supports 15+ major coins, but real‑world volume data is scarce.
- Trading Tether (USDT) is instant and fee‑light; fiat (IRR) moves require full KYC.
- Security relies on proprietary wallets and 24‑hour support, yet the platform sits on international sanctions lists.
- Educational resources are extensive, making it beginner‑friendly.
- Overall, ARzPaya works for Iran‑based traders who accept regulatory risk, but it’s not ideal for global users seeking unrestricted transfers.
What Is ARzPaya?
ARzPaya is a cryptocurrency exchange based in Iran that markets itself as the country’s largest digital‑asset marketplace. It operates via a web portal (arzpaya.com) and a mobile app on Google Play, offering spot trading for Bitcoin, Ethereum, Chainlink, Rune, Cardano, BNB, SHIB and several other tokens.
Supported Coins & Wallet Structure
The platform provides a dedicated wallet for each listed coin. When you deposit a coin, it lands in its own wallet that you can keep on‑site or withdraw to an external address 24/7. This segregation helps users track balances per asset, but the wallets are hosted by ARzPaya rather than a hardware solution.
Key assets include:
- Bitcoin (BTC) - the flagship store of value.
- Ethereum (ETH) - for DeFi and smart‑contract exposure.
- Tether (USDT) - the primary stablecoin used for rapid trading.
How Deposits & Withdrawals Work
ARzPaya uses a dual‑tier system. Users can trade USDT without identity verification, but moving Iranian Rial (IRR) in or out of the platform requires completing KYC and linking a bank card that works with the Shetab network, Iran’s inter‑bank payment system. Deposits via Shetab are processed within minutes, while crypto withdrawals hit the blockchain at the usual network speed.
Fees & Trading Costs
Exact fee tables are not published on the public site, but community reports suggest a maker‑taker model with rates around 0.15%-0.20% per trade for major pairs. Tether trades are often fee‑free or carry a negligible spread, making ARzPaya attractive for high‑frequency IRR‑USDT arbitrage. Fiat deposits and withdrawals via Shetab may incur a flat 5,000IRR charge, roughly $0.01, which is minimal.

Security & Regulatory Landscape
Security measures include two‑factor authentication (2FA), SSL‑encrypted connections, and cold‑storage for a portion of user funds. However, the exchange sits on sanction‑related blacklists such as NoOnes, a peer‑to‑peer platform that blocks transfers to ARzPaya wallets due to compliance concerns. This means you cannot move assets from ARzPaya to many international services without risking account limitations.
Iran’s legal stance on crypto is ambiguous: digital assets are permitted for investment but banned as legal tender. The government monitors exchanges through the Central Bank, and any breach of anti‑money‑laundering (AML) rules can lead to sudden freezes. ARzPaya’s integration with the Shetab network indicates a level of domestic approval, yet the lack of clear licensing adds a layer of uncertainty.
User Experience & Education
The platform offers two interfaces:
- Simple mode - a clean chart, one‑click buying, ideal for newcomers.
- Professional mode - advanced order types (limit, stop‑limit) and deeper charting tools.
Beyond trading, ARzPaya runs an online magazine packed with articles on blockchain basics, Proof of Stake (PoS) concepts, and risk management. This educational focus helps users unfamiliar with crypto get up to speed before they commit real funds.
How ARzPaya Stacks Up Against Local Competitors
Feature | ARzPaya | ARZICOIN | Bitpin |
---|---|---|---|
Supported Coins | 15+ (incl. BTC, ETH, USDT) | ~10 (no USDT) | 12 (incl. BTC, ETH) |
Fiat Integration | Shetab IRR deposits/withdrawals | Limited IRR, no KYC‑free USDT | Bank‑card only, higher fees |
KYC Requirement | Only for IRR moves | Full KYC for all trades | Full KYC for all trades |
Mobile App | Google Play (Android) | iOS & Android | Android only |
International Restrictions | Listed by NoOnes, sanctions risk | Similar restriction level | Less visibility, but still high‑risk |
Pros & Cons
- Pros
- Wide range of assets, especially USDT for fast trades.
- KYC‑free entry for stablecoin trading.
- Educational magazine helps beginners.
- Integration with Shetab makes IRR deposits straightforward.
- Cons
- International sanctions limit fund movement beyond Iran.
- Transparency on trading volume and fee schedule is low.
- Security relies on proprietary wallets; no cold‑storage guarantee disclosed.
- Regulatory environment remains unpredictable.
Verdict: Should You Trade on ARzPaya?
If you live in Iran, need a platform that accepts Shetab cards, and your main goal is to swap IRR for USDT or major coins, ARzPaya offers a functional, user‑friendly experience. The educational content and dual‑mode UI lower the barrier for newbies. However, if you plan to move large sums internationally, or you require a fully regulated exchange with audited reserves, the sanctions risk and lack of clear compliance make ARzPaya a questionable choice.
Bottom line: ARzPaya crypto exchange review shows a solid domestic player with clear strengths for Iranian traders, but its international limitations mean it’s best kept as a regional gateway rather than a global hub.
Frequently Asked Questions
Is ARzPaya safe for storing large amounts of crypto?
The exchange uses 2FA and SSL encryption, but it does not publicly disclose the proportion of funds kept in cold storage. For large holdings, it’s advisable to move assets to a personal hardware wallet after trading.
Can I trade without completing KYC?
Yes, you can trade USDT and other listed coins without KYC. However, any IRR deposit or withdrawal will trigger a mandatory identity verification step.
Why is ARzPaya on the NoOnes restricted list?
NoOnes blocks ARzPaya because the exchange operates under Iranian jurisdiction, which faces U.S. sanctions and AML concerns. The restriction means users cannot move funds from ARzPaya to NoOnes wallets without risking account suspension.
What fees will I pay for a USDT‑to‑BTC trade?
Community reports suggest a maker‑taker fee of roughly 0.15%-0.20% per trade. The exchange may also apply a small spread on the quoted price, so the effective cost can be a bit higher.
How do I withdraw my funds to an external wallet?
Log into the web or mobile app, go to the “Wallet” section, select the coin, click “Withdraw”, paste the external address, and confirm with 2FA. Withdrawals are processed 24hours a day; blockchain confirmation time depends on network load.
stephanie lauman
The compliance architecture of ARzPaya is inextricably linked to the Iranian sanctions matrix, which means every transaction is potentially scrutinized by both domestic financial watchdogs and extraterritorial enforcement agencies. Users should be aware that the KYC exemption for USDT trades does not shield them from downstream AML checks once funds exit the platform. Moreover, the proprietary wallet system lacks third‑party audit trails, raising red‑flag concerns for any entity monitoring covert capital flows. In short, the exchange operates under a veil of plausible deniability that can quickly dissolve under geopolitical pressure. :)
Twinkle Shop
From a macro‑economic standpoint, ARzPaya's integration with the Shetab inter‑bank network constitutes a pivotal conduit for the bidirectional liquidity pipeline between fiat‑denominated Iranian Rial and globally liquid stablecoins. The platform's bifurcated KYC paradigm-partial verification for fiat movements whilst preserving anonymity for crypto‑only trades-introduces a nuanced risk‑adjusted return profile for arbitrageurs seeking to exploit IRR‑USDT spreads. Notwithstanding, the opacity surrounding order‑book depth and volume metrics impedes robust quantitative modelling, thereby inflating the systemic uncertainty inherent to the ecosystem. Consequently, market participants must calibrate their exposure vectors against both regulatory volatility and the paucity of transparent data disclosures.
Greer Pitts
hey guys, i get why some folks are nervous about the sanctions thing, but honestly the platform is kinda user‑friendly once you get past the KYC steps. i tried the simple mode for a quick USDT buy and it was pretty smooth-no crazy fees and the app just walks you through the deposit. if you’re worried about security, just move your big stash to a hardware wallet after trading. i felt pretty safe using the 2FA and all that.
Lurline Wiese
OMG, the drama of trying to withdraw IRR after a night of trading on ARzPaya is next level! One minute you're celebrating a sweet arbitrage, the next you're stuck in a KYC loop that feels like a bureaucratic nightmare. The UI looks sleek, but under the hood it's basically a rollercoaster of patience and endless form filling. If you love high‑stakes thrills, this might be your jam, but for me it's a stress fest.
Jenise Williams-Green
It is morally indefensible to support a platform that thrives under an oppressive regime while flaunting a veneer of user‑friendly features. By facilitating crypto transactions that can be leveraged for illicit financing, ARzPaya implicitly endorses the erosion of global financial integrity. One must ask whether convenience justifies the ethical compromise inherent in aligning with an exchange that exists in a jurisdiction riddled with human rights violations. The choice to engage with such a service should be weighed against the broader societal impact.
Cathy Ruff
Skip it its a trap
Marc Addington
Anyone who trusts a foreign‑controlled exchange over a home‑grown American platform shows a lack of patriotism that’s frankly disgraceful. The US market offers transparent, regulated alternatives-why jeopardize your assets on a sanctioned Iranian service?
Scott McReynolds
Looking at the broader picture, ARzPaya can be seen as a microcosm of the ever‑evolving intersection between technology, finance, and geopolitics. Its existence underscores the resilience of markets adapting to limited access to global banking channels, offering a lifeline for individuals who otherwise might be excluded from the crypto economy. While the sanctions backdrop introduces undeniable risk, it also highlights the ingenuity of local solutions that bridge fiat and digital assets through the Shetab network. This platform’s dual‑mode interface, catering both to novices through its simple mode and to seasoned traders via professional tools, democratizes participation, fostering financial inclusion in a region often sidelined by mainstream services.
From a risk‑management perspective, the partial KYC approach represents a compromise: it lowers entry barriers for crypto‑only transactions while imposing identity verification for fiat flows, thereby attempting to satisfy regulatory expectations without fully alienating its user base. However, the lack of transparent cold‑storage disclosures and audited reserves remains a critical blind spot. Traders must therefore adopt a layered security posture: employ 2FA, monitor transaction logs diligently, and, where feasible, relocate sizable holdings to personal hardware wallets after execution.
Philosophically, the exchange invites a contemplation of sovereignty in the digital age. By operating under Iranian jurisdiction, ARzPaya asserts a degree of economic autonomy, challenging the hegemony of Western‑centric financial infrastructures. Yet this autonomy comes at the cost of heightened exposure to international enforcement actions, as evidenced by its inclusion on the NoOnes blacklist. Users who navigate this terrain must balance the allure of localized convenience against the potential for asset freezes and legal complications.
In sum, ARzPaya epitomizes both the promise and perils of emerging crypto ecosystems in sanction‑heavy environments. For those residing within Iran, it offers a pragmatic gateway to global markets, albeit one shrouded in regulatory uncertainty. For external actors, it serves as a cautionary tale about the complexities of cross‑border digital finance. Embracing such platforms demands not only technical savvy but also a nuanced appreciation of the geopolitical forces that shape their operating landscape.
Alex Gatti
the platform's user flow feels pretty intuitive especially when you just want to swap irrs for usdt its like a quick pit stop before you jump back into the market also the educational magazine is a nice touch for newbies and it keeps the vibe friendly and helpful.
John Corey Turner
All things considered, ARzPaya paints a vibrant, if somewhat precarious, portrait of crypto adoption at the crossroads of local necessity and global oversight. Its feature set-spanning a respectable coin roster, streamlined fiat onboarding, and layered security-offers a compelling toolkit for the intrepid trader seeking to navigate Iran's unique financial tapestry. Yet the lingering shadows of sanctions and limited transparency serve as sober reminders that every opportunity carries its own constellation of risks. Ultimately, discretion, due diligence, and a dash of audacious optimism will guide you through this nuanced landscape.
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