Dzengi.com Crypto Exchange Review 2025: Fees, Features & Security

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Looking for a crypto hub that lets you trade Bitcoin, Ethereum, and even tokenized Apple shares without switching wallets? Dzengi.com is a Belarus‑registered exchange that markets itself as the world’s first regulated tokenised‑assets platform. Launched in 2018, it now offers spot crypto, high‑leverage contracts and more than 300 tokenised traditional instruments across 180+ countries - all while keeping the entry barrier low with a $20 minimum deposit.

Platform Overview

Dzengi.com operates as a centralized exchange (CEX) under Belarusian legislation, but it follows international AML/KYC norms. After a standard identity check that usually clears within 1‑2 business days, users can fund accounts via bank transfer, credit/debit cards, crypto wallets or the ERIP payment system popular in Eastern Europe.

Two distinct trading environments shape the user journey:

Trading mode - a simplified UI for spot purchases and market orders, ideal for newcomers or long‑term holders.
Leverage mode - an advanced interface supporting limit, stop and short‑sell orders, plus leverage up to 1:500 on select contracts.

The platform’s desktop site feels like a modern brokerage, while the mobile apps (iOS & Android) aim to replicate the desktop experience on the go - albeit with some reported lag issues.

Asset Variety & Tokenization

Beyond the usual dozen of major coins - Bitcoin, Ethereum, Dogecoin and Tether - Dzengi.com shines with its tokenised‑asset catalog. Users can buy digital representations of stocks like Apple, Amazon or Tesla, as well as commodities (gold) and over 150 forex pairs. Each token mirrors the price of the underlying real‑world instrument, enabling crypto‑native traders to dip into equities without opening a separate brokerage account.

This hybrid approach positions the exchange between pure crypto platforms (e.g., Binance) and traditional brokers, offering a one‑stop shop for diversified portfolios.

Trading Modes & Leverage

In ‘Trading’ mode, execution is instant with market orders, and users can set basic limit orders to capture price thresholds. The interface displays real‑time depth charts, making it relatively easy for beginners to place trades.

‘Leverage’ mode unlocks powerful tools:

1:500 leverage on select crypto‑margin pairs - a double‑edged sword that can amplify gains but also wipe out accounts quickly.
Advanced order types: limit, market, stop‑loss, take‑profit, and OCO (one‑cancels‑the‑other) bundles.
Short‑selling capability, allowing traders to profit from falling markets.

Because margin risk is high, Dzengi.com provides a risk‑warning pop‑up before opening a leveraged position and recommends a minimum margin of 5% of the position size.

Fees, Deposits & Withdrawals

On paper, the exchange advertises 0.00% maker and taker fees. In practice, fee tiers do apply based on 30‑day trading volume, and some users report a modest 0.1% taker fee once thresholds are crossed. Deposit fees are generally free for fiat via bank transfer; card deposits incur a 1.5% processing fee. Crypto deposits are free, but network fees are passed to the user.

Withdrawals are straightforward: the minimum is $10, with a flat $2.5 fee for fiat withdrawals and network‑dependent fees for crypto. The platform processes withdrawals within 24hours for fiat and 1‑2 hours for most crypto assets.

Security & Regulation

Dzengi.com stores the majority of user funds in cold wallets, with only a small hot‑wallet balance needed for daily liquidity. Two‑factor authentication (2FA) via Google Authenticator is mandatory for withdrawals, and the platform supports IP whitelisting for extra protection.

Regulatory-wise, the exchange is licensed by the Belarusian Ministry of Finance. While it complies with AML/KYC standards, the jurisdiction lacks the global recognition of US SEC or EU MiFID‑II regimes. This regulatory gap is a red flag for institutional investors seeking robust oversight.

Notably, the exchange does not serve US residents, cutting off roughly a quarter of global crypto trading volume.

User Experience & Mobile App

Customer support consistently receives high marks - live chat, email and a 24/7 phone line are staffed by multilingual agents who respond quickly. Users often praise the quick resolution times, especially for KYC issues.

However, the mobile app has drawn criticism. Across iOS and Android stores, reviewers flag laggy navigation, occasional fingerprint‑unlock failures, and delayed market‑data refreshes. The desktop version is more stable, but the mobile experience can hinder active traders who rely on real‑time alerts.

Pros & Cons

Pros
- Wide selection of tokenised assets - stocks, commodities, forex - all in one place.
- Low minimum deposit ($20) and reasonable withdrawal threshold ($10).
- High leverage up to 1:500 for aggressive traders.
- Responsive customer support available 24/7.
Cons
- Regulation limited to Belarus, which may deter serious investors.
- No staking, lending or DeFi integrations that competitors now offer.
- Mobile app performance issues reported by a sizable user base.
- Zero‑fee claim is misleading; tiered fees exist for high‑volume traders.

How Dzengi.com Stacks Up Against the Big Players

Feature Comparison: Dzengi.com vs Binance vs Coinbase
Feature	Dzengi.com	Binance	Coinbase
Regulation	Belarusian licence (limited)	Multiple global licences (including Malta, US)	US SEC‑registered, EU licences
Tokenised assets	300+ (stocks, commodities, forex)	Limited (few tokenised stocks)	None
Leverage	Up to 1:500 (selected pairs)	Up to 1:125	None (only spot)
Minimum deposit	$20	$10 (via card)	$25 (via bank)
Mobile app rating (Google Play)	3.6★	4.4★	4.2★
Staking / Lending	None	Staking, Savings	Staking, Earn
Supported fiat	EUR, BYN, others via bank	USD, EUR, BUSD, etc.	USD, EUR, GBP

The table makes it clear: Dzengi.com offers a niche blend of tokenisation and ultra‑high leverage, but it falls short on regulatory breadth and ancillary services like staking.

Quick Take

If you want one platform to trade crypto **and** tokenised stocks without juggling multiple accounts, Dzengi.com is worth a look.
Retail traders comfortable with high leverage should test the Leverage mode on a small position first - the 1:500 multiplier can erase funds fast.
Institutional or US‑based investors should probably steer clear until stronger regulatory oversight emerges.

Frequently Asked Questions

Is Dzengi.com safe for storing my crypto?

The exchange keeps the bulk of assets in cold storage and enforces 2FA for withdrawals. While the security model is solid, the limited regulatory oversight means you should only keep what you plan to trade, not large long‑term holdings.

Can I trade US stocks on Dzengi.com?

Yes, but only as tokenised representations (e.g., tokenised Apple or Tesla shares). You don’t own the underlying equity; you own a digital claim that mirrors its price.

What is the real fee structure?

Dzengi.com advertises 0% maker/taker fees, yet volume‑based tiers apply after 30days of trading. Expect around 0.1% taker for medium‑volume accounts, plus standard deposit/withdrawal fees.

Why is the mobile app considered laggy?

User reviews consistently mention slow screen transitions and occasional fingerprint‑unlock failures. The issue appears across both iOS and Android, suggesting the app’s rendering engine needs optimization.

Does Dzengi.com support US residents?

No. The platform explicitly blocks sign‑ups from the United States, which limits access to a sizable market segment.

17 Comments

Kate Nicholls

5 May, 2025 at 04:13

Dzengi's tokenised asset lineup looks impressive on paper, but the lack of solid regulatory backing makes me uneasy. The 1:500 leverage is a nightmare for anyone who hasn't mastered risk management. While the UI feels clean, I've heard about lag in the mobile app that could cost you a trade. Their 0% advertised fees are a bit of a marketing gimmick-volume tiers still bite. Overall, treat it as a novelty platform rather than a long‑term repository.

Naomi Snelling

6 May, 2025 at 08:06

They say they're regulated in Belarus, but who watches over a jurisdiction that lets the government peek at your trades? If the money flows through the ERIP system, you might be feeding into a shadow network. The claim of "cold storage" sounds good until you realize you can't verify the holdings yourself. Keep your keys, not the exchange's promises.

Clint Barnett

7 May, 2025 at 12:10

When you dissect the architecture of Dzengi.com, you discover a blend of traditional brokerage features wrapped in a crypto veneer that tries to appeal to both worlds. The tokenised stocks like Apple and Tesla are essentially synthetic derivatives, meaning you never actually own the underlying equity, which is a nuance many newcomers miss. Their fee calculator suggests near‑zero maker fees, yet the tiered taker structure sneaks in a 0.1% charge once you cross modest volume thresholds, a detail hidden in fine print. The leverage offering of up to 1:500 is a double‑edged sword; it can amplify a modest win into a sizable profit, but the same multiplier can wipe out a small account in seconds if the market moves against you. On the security front, the cold‑wallet majority is reassuring, but a mandatory 2FA withdrawal limit can become a bottleneck during high‑volatility spikes when you need to move funds fast. Their compliance framework follows AML/KYC protocols, but the Belarusian licence lacks the international clout of, say, a Maltese or US regulator, leaving a gray area for institutional participants. Customer support shines with 24/7 availability, yet the speed of response often depends on whether you're calling from an English‑speaking region or elsewhere. Mobile app performance, as reported by a swath of users, suffers from laggy navigation and delayed price feeds, making it a suboptimal choice for day traders who thrive on real‑time data. The platform’s minimum deposit of $20 is welcoming for beginners, but the $10 withdrawal floor can feel punitive for those testing the waters with tiny positions. Deposit via credit card incurs a 1.5% fee, which, while not outrageous, adds up if you fund frequently. Crypto deposits are free of exchange fees, but you still shoulder the blockchain network cost, which can spike during congestion. The lack of staking or lending options puts Dzengi at a disadvantage compared to giants like Binance, which bundle these services into a unified ecosystem. Their token catalog, exceeding 300 assets, is impressive, yet the depth and liquidity for many of these tokens remain thin, leading to slippage on larger trades. In summary, Dzengi.com positions itself as a bridge between crypto enthusiasm and traditional market exposure, but the bridge is built on a foundation that may wobble under regulatory scrutiny and technical strain. Prospective users should weigh these trade‑offs carefully before committing significant capital.

MD Razu

8 May, 2025 at 16:13

One could argue that any platform promising ultra‑high leverage is courting existential risk, yet Dzengi wraps this hazard in a veneer of accessibility, luring the unsuspecting. If you ignore the regulatory blind spot, you may find yourself philosophically adrift when legal tides shift. The platform’s promise of tokenised equities is seductive, but it ultimately trades a digital shadow for a real‑world asset, a paradox that merits scrutiny.

Ben Dwyer

9 May, 2025 at 20:16

Focus on mastering one asset class before you jump into the 1:500 leverage; building solid fundamentals will protect you from unnecessary liquidations.

Lindsay Miller

11 May, 2025 at 00:20

Start small, keep track of fees, and use the risk‑warning pop‑up as a reminder to set stop‑losses.

VICKIE MALBRUE

12 May, 2025 at 04:23

Dzengi offers a fresh way to dip into stocks without a broker.

Billy Krzemien

13 May, 2025 at 08:26

The cold‑wallet ratio appears robust, and the enforced 2FA adds a necessary layer of protection for withdrawals.

april harper

14 May, 2025 at 12:30

Zero‑fee claims are just marketing fluff.

Kate Roberge

15 May, 2025 at 16:33

Everyone gushing about tokenised assets forgets that you’re buying a representation, not the actual share. That nuance alone should make you think twice before committing capital.

Oreoluwa Towoju

16 May, 2025 at 20:36

Regulation matters; without strong oversight, even the best UI can’t guarantee safety.

Charles Banks Jr.

18 May, 2025 at 00:40

Oh great, another exchange that promises the moon and delivers a shaky mobile app-just what the crypto world needed.

Michael Wilkinson

19 May, 2025 at 04:43

Don’t be fooled by the glossy brochure; the lack of global licensing is a red flag that should keep you away.

Jacob Anderson

20 May, 2025 at 08:46

Sure, “regulated” in Belarus is the same as “trusted” in the EU-logic at its finest.

Carl Robertson

21 May, 2025 at 12:50

The moment I opened Dzengi’s interface, I felt the weight of a thousand unanswered questions pressing against my screen. Each glitch was a reminder that the platform’s ambitions outpace its execution. The promised 1:500 leverage loomed like a siren, enticing yet perilously close to disaster. The tokenised stock list glittered like confetti tossed at a parade that never reaches its destination. The cold‑wallet claim sounded like a lullaby meant to soothe wary investors, but laggy mobile updates pierced the illusion. Support’s friendly demeanor only heightened the contrast with the underlying uncertainties that lurk beneath the surface.

Jason Brittin

22 May, 2025 at 16:53

Looks like they tried to copy Binance’s playbook and ended up with a beta version that still needs a caffeine boost ☕️.

Katrinka Scribner

23 May, 2025 at 20:56

Hey guys! I think Dzengi can be fun if you keep small stakes and watch the fees 👀. The app might be slow, but at least the support team is super nice 😄.